Choosing a Mortgage Professional in St. Louis, MO
Life Is...
By Life is all about choices. Choosing the right lender can be the difference between an easy, smooth closing or…something else. How does someone know what Lender to choose? There are so many different places and so many different styles of business. Internet loans? Call Centers? Local bank?
These are some of the options, but we at First Integrity believe there is a lot more to a good mortgage company besides a hefty marketing budget.
So what would make a great Lender?
First Integrity Mortgage Services believes it comes down to one simple concept. Provide the best possible options and personal service to every single one of our clients. That part is simple, what it takes to do that is not.
It takes a local Mortgage bank, a company that controls its own funds so on closing day you are not waiting for a wire from someone over in Seattle, your banker, your money, is right here so we know closing and funding your loan will be no problem.
It takes a company that believes in rational lending (a First Integrity term founder Joe Bayer Sr. coined referring to us simply using our brains). First Integrity still takes a common sense approach to loan approval. Not everyone fits in the same little box. A good mortgage company believes boxes are for moving day.
So how do you create that company?
It starts with the people. First Integrity has a handpicked staff who are committed to providing the very best in mortgage service. With over 400 years of combined mortgage experience, First Integrity has created a small and powerful mortgage company. You don’t have to be big to be good.
So what about the process?
Joe Bayer Sr. answered that question a few years ago by designing a loan process unique to the mortgage industry. By breaking away from the “assembly line” style of loan approval followed by the industry, First Integrity created a new and better path to home ownership. Instead of an assembly line of 5-6 different strangers working on your loan, at First Integrity you have a 3 person team committed to knowing you and knowing your loan. Your loan officer, Loan Coordinator and underwriter all work as a team to make sure your loan goes through correctly and quickly.
At First Integrity Mortgage, we believe in the 3 Pillars – it comes down to People, Pricing, and Products.
We’ve created the perfect team, we offer some of the best competitive pricing in the area and have a vast range of mortgage products, some unique only to First Integrity, that we can offer our clients the best way to own their home.
So Why First Integrity Mortgage Services?
We believe we are the best possible choice for those clients who want personal and professional service. Add to that the widest range of products, highly competitive pricing and a system designed to simplify the loan process and you have a solid, reputable mortgage bank.
You deserve a mortgage bank that works for you. First Integrity delivers.
We Care! We Think! We Deliver!
Christine Elbert is a Senior Mortgage Banker with more than a decade of experience in the industry. For questions or comments about this article, Christine can be reached at celbert@firstintegrity.com or 314-495-1865 NMLS# 238515.