Qualities to Look For When Choosing a Mortgage Company in St. Louis, MO

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Mortgage Company in St. Louis Believes in Community and Giving Back! 

By: Senior Mortgage Banker Josh Kemper 

When you are considering a business transaction, what is one of the most important qualities of the person or company with which you choose to do business? Most people want to have established trust and the feeling that it is more than a transaction, and that the business cares. That is what we work to do here at First Integrity Mortgage Services in St. Louis. We strive to show the customer that what sets us apart from our competitors is CARING for them and each other.

At the start of every month, we get everyone together to have a company meeting. One of the first orders of business at the start of the meeting is to go around and read our company’s core values and mission statement. The idea behind this is to reinforce the ideals we all hold; why we do what we do. 

First Integrity Mortgage Mission & Vision Statement 

As we go person to person reading through these values, we arrive at Community Focus. As a hometown company, this means a great deal to all of us. Giving back to the community that we call home is an essential part of our work. We strive to positively impact the surrounding community and each other. Our community focus branches out into two parts: Internal and external community. 

Our internal community is the key ingredient to our company’s success. We take great care in creating a strong culture of teamwork and family inside these walls. Unlike many lenders, we have our entire staff in one office. We have everyone from loan officers to underwriters, even the CEO of the company, right next to each other. Why? Because what’s most important to us is working together to achieve success, for all of us. If one of us succeeds, we all succeed. 

That brings us to the second part of our community focus: the external community. It is so important to us here to give back to the community that we call home. We use our knowledge and experience to help others around us achieve their dreams of owning a home. We strongly believe that not only existing in, but giving back to the community in which we work is the ultimate key to helping us grow and succeed. 

First Integrity Mortgage Services is dedicated to building strong communities in Missouri and Illinois. We also believe in supporting those who keep our communities safe. First Integrity has been a proud corporate sponsor of BackStoppers Inc.

BackStoppers Inc. is a Non-Profit Organization, which provides financial support and assistance to the spouses and dependent children of First Responders who have fallen in the line of duty. This amazing organization assists families who have made the ultimate sacrifice for our community’s safety.

In 2013 First Integrity Mortgage decided to create a program to support BackStoppers through employee donations and company contributions. First Integrity gives a $500 credit towards closing costs and a $250 donation to BackStoppers for any first responder that gets their mortgage through First Integrity. 

Currently, while continuing the Backstoppers program, we also elect, a new local charity to give to each quarter. Those charities are nominated by the employees. To have your charity nominated, you have to be personally involved or personally affected by that organization. The team members nominating their charity tell their story of involvement with that charity, then, we all vote. It is quite impressive to hear the personal stories of how our team gets involved in different charitable organizations around the St. Louis area.

Additionally, First Integrity helps out our veterans by waving our $985 origination fee for all VA loans. We are honored to give back to veterans in any way that we can. This is just another way in which we are tied to our community. It is our mission to continue to strengthen each other and the surrounding community for each to grow. Finding new ways to strengthen our communities is and will continue to be, a crucial part of our business. 

For any questions on this article, or any mortgage inquiries please reach out to Josh Kemper at 314-541-7766 or at jkemper@firstintegrity.com NMLS # 200100.